Gender, academic achievement, and ownership of ATM as predictors of accounting students' financial literacy

Susanti; H.T. Hardini

doi:10.1088/1757-899X/296/1/012031

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Gender, academic achievement, and ownership of ATM as predictors of accounting students' financial literacy

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Susanti, H.T. Hardini

2018 IOP Conference Series: Materials Science and Engineering Vol. 296 Issue 1 Conference paper Cited by 2 SDG 4

Abstract

This study examined the relationships between GPA, gender, and ownership of ATM on accounting students' financial literacy (n = 184). Financial literacy was assessed using a paper-and-pencil objective (multiple choice) test measuring general knowledge of finance, income, money management savings, loans, and investment. Gender and GPA data were obtained from the university records. Regression analysis found that GPA and ownership of ATM were associated with financial literacy, but gender was not. Female students with an ownership of ATM and those with a high GPA were found to be superior to males. The implication of this research is that students are expected to increase their GPA and utilize financial facilities in the form of ownership ATM and other financial instruments so as to increase financial literacy. In addition, the need for financial literacy training from related parties to improve financial literacy for students who have low financial literacy. © Published under licence by IOP Publishing Ltd.

Affiliations

Universitas Negeri Surabaya, Faculty of Economics, Indonesia

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